ABSTRACT
The “human inner experience’ while inherently private and challenging to observe scientifically, is a central and fundamental feature of the human condition, essential for understanding well-being, identity, and consciousness.” The core characteristics of the inner experience is that it is private and subjective. Inner experiences are soon passing out of memory and people are often inaccurate in their retrospective descriptions of their inner experiences. Psychology is incomplete without exploring the mind’s inner works. In processes such as inner speech and verbal cues are used to sustain focused attention on tasks and impact on behavior and cognitive performance. The difficulty human inner experience presents is that, there is a gap between how people make choices based on description of outcome versus those based on direct, personal experience, a limitation in how humans process and translate information into genuine inner understanding. The philosophy inherent limitations of the subjectivity, embodiment, and the explanatory divide between physical processes and qualitative feelings. The mind-body problem where there is a gap in truly knowing what another person’s experience of something is like. The author of “the human inner experience” discusses the private, subjective, and dynamic aspects of consciousness, including thoughts, emotions, mental imagery, and sensations. The study touches upon the theoretical complexities, methodological challenges, and interdisciplinary approaches required to study it scientifically. Investigating this private domain presents profound challenges, as traditional introspective reports can be distorted by observation, interpretation, and memory biases. The method of approach used in the investigation of “the human inner experience” involves responding to questions such as these: Why am I this way? Feeling of inner emptiness; Attachment and detachment; How to see fear; why do we suffer; Viewing death; and Spiritual and psychoanalyt

ABSTRACT
Madrasah principals have the principle of managing their madrasahs based on and using methods taught by the Prophet Muhammad (peace be upon him). The research findings support opinion on prophetic leadership, and the view that steps to quality improvement include identifying customer needs, developing products with special features, and developing systems. The argues that a quality madrasah is one that possesses high moral values/character, as well as care and attention for students. The conceptualization of prophetic leadership involves strengthening the religious aspects (religiosity) of leadership and morality. On the other hand, prophetic leadership is leadership that reflects the leadership of the Prophet, namely, embracing attitudes that embody the values of Humanization/ (enjoining good deeds) through honesty, communication intelligence, increasing social relations, acting effectively and efficiently, and adopting attitudes that embody the values of Liberation (forbidding evil) through responsibility discipline, and keeping promises. Furthermore, an attitude that embodies the values of Transcendence/Tu'minuna Billah (giving rewards promptly and promptly) and a positive attitude and positive disposition (khusnudzon).

ABSTRACT
Cybercrime has emerged as a pervasive and escalating challenge in Nigeria's banking industry, driven by the nation's increasing reliance on digital technologies. This study addressed critical gaps in understanding how cybercrimes impact bank performance, while also exploring the moderating roles of financial technology literacy interventions. The specific objective of this study is aimed to investigate the roles of financial technology (fin-tech) literacy interventions. The situational crime control theory was adopted. A descriptive survey research design was utilized, and the study's target population included bank employees and customers in Cross River State. The Godden formula for determining sample size in an infinite population was used in deriving a sample size of 384 respondents. Data were collected through questionnaire administered via personal contact, online methods (Google docs), and research assistants. Quantitative data were analyzed using SPSS Version 29. Descriptive statistics, correlation analyses, and Generalized Linear Model Multivariate Regression Analysis were employed to test the study hypotheses. The study revealed that financial technology literacy interventions, demonstrated a moderating effect reducing the negative impact of cybercrime on bank performance. Based on these findings, several recommendations were proposed. Financial institutions should prioritize cyber security measures and invest in financial technology literacy programmes for both employees and customers. Additionally, fostering collaborations with fin-tech companies can provide access to cutting-edge cyber security technologies and expertise.

ABSTRACT
Regional integration is widely acknowledged as a strategic pathway for Africa’s socio-economic transformation, yet its progress has been hindered by weak institutional capacities, overlapping memberships, and limited citizen engagement. This article critically examines the role of inclusive governance as a catalyst for strengthening Africa’s regional integration agenda, drawing comparative insights from the Association of Southeast Asian Nations (ASEAN). The study argues that inclusive governance anchored in transparency, participation, and responsiveness offers a transformative approach that addresses persistent governance deficits within African Regional Economic Communities (RECs), particularly ECOWAS and SADC. ASEAN’s “consultative and consensus” model, despite its limitations, has demonstrated how dialogue, inclusivity, and flexible institutional arrangements can sustain cooperation among diverse states. Its emphasis on multi-stakeholder consultations, consensus-based decision-making, and adaptive network governance underscores the importance of building legitimacy and trust across member states. By contrast, African RECs often face top-down, elite-driven processes that marginalize citizens, hinder accountability, and slow down implementation of integration commitments. The analysis reveals that embedding inclusivity within Africa’s integration frameworks can significantly enhance legitimacy and collective ownership, thereby improving compliance, resource mobilization, and policy effectiveness. Practical measures such as strengthening institutional coordination, leveraging digital governance tools, and creating participatory platforms for youth, women, and marginalized groups are essential. Moreover, alignment of governance reforms with the African Union’s Agenda 2063 and the African Continental Free Trade Area (AfCFTA) ensures sustainability and coherence with continental priorities.

ABSTRACT
Infertility poses a profound public health and social challenge in Sub-Saharan Africa, disproportionately impacting women who bear the social stigma, marital instability, and economic marginalization associated with childlessness. Assisted reproductive technologies (ART), particularly in vitro fertilization (IVF), hold transformative promise to restore reproductive autonomy and fulfill the fundamental human right to parenthood. Yet, despite this potential, access to IVF services remains alarmingly limited and inequitable across the region. This disparity is driven by intersecting structural impediments including steep economic costs, weak or uneven legal and policy frameworks, entrenched sociocultural stigma, and under resourced healthcare systems. This article undertakes a rigorous comparative and doctrinal legal analysis grounded in international and regional human rights instruments such as the International Covenant on Economic, Social and Cultural Rights (ICESCR), the African Charter on Human and Peoples' Rights, and the Protocol to the African Charter on the Rights of Women in Africa (Maputo Protocol). It explores how these normative frameworks interact with national laws, policies, and institutional capacities in four strategically selected countries: South Africa, Kenya, Nigeria, and Cameroon. South Africa exemplifies a more progressive and comprehensive ART governance model characterized by constitutional protections for reproductive autonomy, judicial reinforcement of non-discriminatory access, and formal legislative instruments regulating clinic operations and parentage rights. Kenya and Nigeria showcase evolving but fragmented regulatory landscapes challenged by regulatory inertia, limited statutory authority, and heavy reliance on private sector fertility services. Cameroon reflects earlier-stage ART governance constrained by healthcare resource shortages and potent cultural norms shaping reproductive health priorities. Beyond legal frameworks,

ABSTRACT
This study explores the influence of cultural practices on maternal health outcomes in Taraba State, Nigeria, aiming to understand how traditional birthing and postpartum care practices impact maternal mortality and morbidity rates. The study also investigates barriers to accessing modern maternal healthcare services due to cultural beliefs and practices. A systematic literature review was conducted, analyzing findings from various studies on traditional birth attendants (TBAs), contraceptive use, maternal mortality trends, and integrated maternal health programs. Key findings reveal a persistent reliance on traditional birthing practices facilitated by TBAs, who face significant challenges such as inadequate resources and inconsistent adherence to modern healthcare standards. Cultural and religious factors were identified as major determinants affecting the uptake of modern family planning methods. Integrated maternal, newborn, and child health (MNCH) programs showed promising results in reducing maternal mortality and improving health outcomes, highlighting the potential of comprehensive healthcare initiatives to overcome cultural barriers. Based on these findings, the study recommends continuous training and support for TBAs, community engagement and education on contraception, implementation of WHO-recommended maternal death reviews and surveillance, and the promotion of cultural competence among healthcare providers. These strategies aim to integrate beneficial cultural practices into modern maternal healthcare frameworks, enhancing maternal health outcomes while respecting and leveraging cultural diversity. By adopting these approaches, stakeholders can improve healthcare access, quality, and outcomes for mothers in Taraba State, fostering a sustainable and culturally sensitive healthcare system.

ABSTRACT
The education of learners nowadays depends on the type of teacher, the location of the lessons, the type of support and documents, in short, several other factors. During this study, the analysis of the contours of teaching in two agricultural schools will be addressed. These are the FASA (Faculty of Agronomy and Agricultural Sciences) and a Joint Initiative Group GIC (GIC). The first is a faculty having within it the necessary system (opening authorization, classrooms, laboratories, qualified teachers, students having completed secondary school, materials etc.) for the training of learners and the second is an association qualified as a "non-formal" school. When we speak of "non-formal" school, we are referring to non-regulatory schools that most often do not have opening authorizations signed by the supervising Ministry. These are schools in which training remains in the shadows and official information is very weak and often non-existent. We investigated at FASA and in a "traditional school (GIC). The teaching methods and the target audience in these two schools are very different. These observed pedagogical differences reinforce social distancing. We will study the contours according to (Vincent, 1980) of the writing practices requested with regard to the academic model inherited from the "school form".