ABSTRACT
Traditional titles existed before the European Powers colonised Africa in the late 19th century. Cameroon traditional societies were an epitome of every other African society that upheld these titles. In the Nso fondom, Traditional Authorities awarded titles because they realized that it was easy to administer the population with designated individuals charged with the duty of bringing together people to carry out development in the fondom. The acquisition of such titles thus became a sign of honour and prestige to those on whom they were conferred, even though the titles were only awarded to those who distinguished themselves in society either by their achievement or by belonging to a particular lineage. These titles ranged from Kibai, Shuufaay, Faay, Sheey, Yaa, Mfoome etc. During the post-colonial period, the Nso fondom witnessed a proliferation of title holders in the society particularly those of the Sheey class. The desire to uncover the driving force behind this increase prompted this research. Using information from oral and written sources and applying a qualitative and quantitative research methodology, we came up with the findings that the excitement of title award ran and has continued to run in the blood of many people who saw in it an opportunity not only to contribute to the traditional administration of the people and the society as a whole, but also to be noticed. The outcome of this was that title donors disregarded the status quo which required the title to be awarded pursuant to the initial traditional value fervently upheld by the ancestors of the Fondom. Therefore, in order to revive the traditional value of the title, title donors should adhere to the old tradition of award that laid emphasis on maturity and integrity as well as the readiness to act as custodians of the customs and traditions of the Fondom.

ABSTRACT
This research aims to identify and analyze legal protection for the security of banking customer data in the era of financial technology in Indonesia and banking policies and programs for maintaining the security of customer data based on related regulations. The research method used is normative juridical. The results of the research state that the protection of the security of customers' data related to financial technology has been regulated in several statutory regulations starting from Law Number 27 of 2022 concerning Personal Data Protection (PDP Law), Regulation of the Minister of Communication and Information Technology No. 20 of 2016 concerning Legal Protection of Personal Data in Electronic Systems, Bank Indonesia Regulation No. 19/12/PBI/2017 concerning the Implementation of Financial Technology, and Financial Services Authority Regulation POJK No. 1/POJK 07/2013 concerning Consumer Protection in the Financial Services Sector and ITE Law No. 11 of the Year 2008 concerning Information and Electronic Transactions. Meanwhile, banks in Indonesia have policies and programs.

ABSTRACT
There are cases that happen to Indonesian people who perform the Hajj pilgrimage by some Umrah and Hajj Travel Bureaus, so this article aims to study and analyze the responsibility of travel agents who do not carry out their obligations in positive Indonesian legal agreements and arrangements for violations of obligations by travel agents, especially travel agents Umrah and Hajj. The research method used is a normative legal research method with a case and statutory approach. The results show that one of the travel bureaus, namely PT Musafir Internasional, has committed an act of default, because the 2023 Independent Hajj Program Cooperation Agreement (Furoda Haji) Number: 243/KTR/HF/1021 dated October 22 2021 was not fulfilled. The provisions violated by PT Musafir Internasional Indonesia against Hajj pilgrims who did not comply with the agreement were Article 118 of Law Number 8 of 2019 concerning the Implementation of Hajj and Umrah, Articles 19 and 60 of Law Number 8 of 1999 concerning Consumer Protection, Article 1243 of the Civil Code, and Article 378 of the Criminal Code (KUHP). Responsibility of the Umrah and Hajj travel agency PT. Indonesian International Travelers who are in default towards their congregation are in accordance with article 1243 of the Civil Code (KUHPerdata) which essentially states that if one party is negligent in carrying out its obligations then the negligent party is obliged to reimburse costs, compensation and interest. Efforts to resolve by holding mediation.

ABSTRACT
This article aims to determine and analyze investor protection against insider trading practices in the Capital Market and the regulation of settlement of insider trading practices by the Financial Services Authority. This article uses normative legal research methods with a statutory and conceptual approach. The results show weaknesses in legal protection and regulations related to resolving problems related to Insider Trading practices. In terms of legal protection, it is also not based on empirical facts in the field because no regulations specifically regulate the practice of insider trading. Nothing specifically regulates the settlement of insider trading practices. Also, proving this practice is very difficult, so it cannot provide legal certainty to investors who have experienced capital market violations. There is no firm confirmation from the Financial Services Authority to deter perpetrators of Insider Trading by imposing cumulative penalties or sanctions as regulated in the Capital Markets Law. So, Insider Trading cases in the Indonesian Capital Market were never resolved through court.

ABSTRACT
This research aims to describe and analyze the implementation of an integrated service and referral system to overcome poverty in Malang City. Moreover, it describes what factors support and inhibit implementing an integrated service and referral system to overcome poverty in Malang City. The research method used is a qualitative descriptive method. The theory used is policy implementation theory, George C. Edwards III, and implementation theory, which includes indicators of communication, resources, disposition, and bureaucratic structure. Data collection techniques are observation, interviews and documentation. Data analysis techniques through data collection, data reduction, and data verification. This research shows that Malang's integrated service and referral system became one unit of the Social Welfare Center in the implementation process. In the process, the integrated service and referral system is not only limited to the data collection process but also acts as the front guard for every community problem, such as poverty, neglected people, etc. There are four factors: communication, resources, disposition, and resources. Communication is carried out by outreach to employees and also to the community. Resources consist of human resources and infrastructure resources. Disposition is realized through performance assessment efforts and firmness in assigning tasks and functions. A bureaucratic structure regarding service procedures provides several stages that are made simple. It is hoped that this research can be used as material for consideration in optimizing the implementation of an integrated service and referral system in overcoming poverty and as literature to see the factors that influence this implementation.

ABSTRACT
This research aims to describe and analyze building approval policies and identify inhibiting and supporting factors in implementing building approvals in Pasuruan Regency. The approach in this research is qualitative research with a descriptive approach. The location of this research is in Pasuruan Regency. The sampling technique used was non-probability sampling, and in determining research, informants used the purposive sampling method. The data collection techniques used were observation, interviews and documentation. For data analysis techniques in this research, Moleong's analysis concept (2021) is used, namely data collection, study and analysis, data reduction, data preparation, data categories, and checking the validity of the data. The results of this research found that socialization regarding building approvals had yet to be carried out by the Pasuruan Regency Government. The disposition or willingness of those implementing the building approval policy in Pasuruan Regency to have the will and compliance to carry out the building approval policy according to standard operational procedures. The building approval service mechanism is by existing SOPs. Coordination in the Pasuruan Regency is all systemized. The internal inhibiting factor is that the server often experiences downtime or maintenance. Meanwhile, external inhibiting factors include the length of time it takes for applicants to return files that need to be revised, the double costs, namely in addition to the levy fees, applicants also have to pay for consultant services, and the unequal distribution of consultants' abilities in consultation sessions. Supporting factors include budget support, clear SOPs, and the placement of their employees in public service malls for building approval services. In the future, the Pasuruan Regency Government should hold its outreach for building approvals, include the outreach in the budgeting for the following year, and be more selective in verifying ..........

ABSTRACT
Development basically doesn't just talk about infrastructure, but development talks about how to develop people. Stunting is one of the problems in human resource development in Indonesia (Ministry of Health, 2017). This research aims to describe and analyze implementing policies for accelerating Integrated Stunting Prevention in the Pakel District and supporting and inhibiting factors. This research uses a qualitative approach with procedures that can produce descriptive research data. The research location is in Sukoanyar and Suwaluh villages, Pakel District, Tulungagung Regency, using interview data collection techniques, document data and observation. The data analysis technique in this research uses the interactive data analysis technique model from Miles, Huberman, and Saldana (2014). The result of this research is that the accelerated implementation of integrated stunting prevention shows the role of the village government in carrying out convergence in program budget planning and village development activities to support stunting prevention. Government commitment regarding acceleration of stunting prevention. The Suwaluh and Sukoanyar Village governments have implemented Regent Regulation Number 52 of 2019 concerning the acceleration of integrated stunting prevention by directions for the village government in its implementation. Factors that influence the role of village government in accelerating stunting prevention in Pakel District include supporting factors, including communication, resources and bureaucratic structure. Meanwhile, inhibiting factors include education and social and economic aspects.